Malta
Permanent Residence Program
Located in the heart of the Mediterranean, Malta is an ideal place to live, whether as a primary or secondary residence. Additionally, Malta’s dynamic economy features advantageous tax policies, making it an attractive destination for those seeking financial and business opportunities.
Population
Approximately 467,000 inhabitants
Languages
Maltese, English
Economy
Advanced and innovation-driven economy with strengths in financial services, tourism, and manufacturing
Currency
Euro (EUR)
Visa-Free Travel
185 countries.
Advantage
- Dependents Included: Spouse or partner; dependent unmarried children of any age (including disabled children); dependent parents and grandparents.
- EU and Schengen Membership: Member of the European Union and Schengen Area.
- Residency Rights: Right to reside indefinitely in Malta.
- Schengen Travel: Free travel within the Schengen Area for 90 days in every 180-day period.
- Quality Services: High standard of education and healthcare system.
- Cost-Efficiency: A low-cost and tax-efficient jurisdiction.
- Business Opportunities: Right to establish a business in Malta.
- No Language Requirement: No language proficiency required.
- No Specific Requirements: No education or management experience required.
- Citizenship Pathway: Potential path to citizenship under the Maltese Citizenship Act Chapter 188, subject to conditions (reside continuously in Malta for the first 12 months immediately before the application and for periods aggregating to not less than 4 years within the preceding 6 years).
Requirements
- Age and Citizenship: Must be over 18 years of age and a non-EU citizen.
- Investment Compliance: Meet the qualifying investment requirements.
- Property Investment: Hold the property investment for a minimum of 5 years.
- Criminal Record: Have a clean criminal record.
- Health Insurance: Acquire health insurance coverage in Malta.
- Good Health and Reputation: Be in good health and of good reputation.
- Source of Funds: Provide evidence of the source of funds used for the application.
- Financial Resources: Have sufficient financial resources to support themselves.
- Proof of Assets: Provide proof of assets of at least EUR 500,000, with at least EUR 150,000 in financial assets (to maintain throughout the first 5 years).
Investment Option
Applicants must either rent or purchase property in Malta, held for at least 5 years, and make mandatory contributions:
Property Rental Option:
- Rent property with a minimum annual rental of:
- EUR 10,000/year in the South of Malta or Gozo; or
- EUR 12,000/year elsewhere.
Property Purchase Option:
- Purchase property with a minimum value of:
- EUR 300,000 in the South of Malta or Gozo; or
- EUR 350,000 elsewhere.
Mandatory Contributions:
- Administration Fee of EUR 40,000.
- Government contribution of:
- EUR 28,000 if purchasing property; or
- EUR 58,000 if renting property.
- EUR 2,000 donation to a Malta Non-Government Organisation.
- Contribution of EUR 7,500 per parent/grandparent.
Process (15-39 months)
- Complete pre-assessment, KYC, and Eligibility Checks: Undergo preassessment, Know Your Customer (KYC), and eligibility checks.
- Tier 1 due diligence checks completed by CMA.
- Real estate (purchase or rental) is acquired and an application for residence is submitted to the CMA (a visit of 2 nights is required during this period for submittal of biometrics).
- If successful, citizenship eligibility application is submitted to the CMA.
- Due diligence checks (Tier 2, Tier 3, and Tier 4) are completed by the
CMA, and application findings are submitted to the minister. - Minister administers a decision on the applicant’s eligibility for citizenship application.
- If deemed eligible, an application for citizenship is submitted after a 36-month residence or 12-month (expedited) residence period, and due diligence and other government fees are paid.
- CMA reviews the citizenship application and submits to the minister for a final decision on granting of Maltese citizenship.
- If successful, the applicant fulfills the exceptional investment, donation, and property requirements. A visit to Malta is required within 6 months of the granting of citizenship through naturalization to take an Oath of Allegiance.
- During the five years after the issuance of citizenship, the applicants will be subject to Annual Compliance by CMA.
